Personal Finance

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Improving Your Budgeting and Lowering Your Debt in 2010

Improving Your Budgeting and Lowering Your Debt in 2010

With the 2010 New Year upon us, most people are thinking about their New Year's resolutions. Because 2009 was such a difficult economic time, many people are now thinking about making changes to their budgets in order to lower their... (Continue reading)

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Bankruptcies Increase While Employment Rates Plummet

Bankruptcies Increase While Employment Rates Plummet

Terminations and pay cuts pushed more people into bankruptcy last year, and experts are saying that the situation won't improve until the unemployment issue is resolved. In Wisconsin, bankruptcy filings raised to 30 percent in 2009. This came on top... (Continue reading)

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Top Five Reasons Why People File For Bankruptcy

Top Five Reasons Why People File For Bankruptcy

Bankruptcy basically means a legal declaration that an individual or business no longer pay their debts to those they owe money from. There are many causes why people would declare bankruptcy, and here are some of the top reasons:... (Continue reading)

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What To Know About Loans And Interest Basics

What To Know About Loans And Interest Basics

When people weigh their options in borrowing money, home equity loans may come out ahead of credit cards with high interest rates. To calculate the maximum value of a home equity loan, take the current value of the house and... (Continue reading)

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What to Know About Money Market Deposit Accounts

What to Know About Money Market Deposit Accounts

If you’ve been looking for a place to save and grow your money risk-free, the money market deposit account is one of the few options that earn a decent rate of return while being FDIC insured. Not to be... (Continue reading)

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What To Know About The US Dollar

What To Know About The US Dollar

Money in the United States, a model of what gold and silver can do for a country. The goal of the US Federal Reserve is to have more money in their vaults than they have out. That's the core-essential difference... (Continue reading)

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What To Know About FICO Scoring

What To Know About FICO Scoring

Your FICO score is a vital component of managing your finances. This is the number used by the credit bureaus to determine how good your credit is. The FICO scoring system can appear to be pretty complicated if you do... (Continue reading)

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7 Simple Ways to Save Money without Making Sacrifices

7 Simple Ways to Save Money without Making Sacrifices

Save money without making sacrifices! Sound impossible? Here are 7 super simple ways to help you get started.... (Continue reading)

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The Debt Settlement Tax Can Bite If Not Careful

The Debt Settlement Tax Can Bite If Not Careful

If you're currently in debt and you may be thinking about negotiating with your creditors to settle your debts for less than you owe. What you may not know about debt settlement, though, is that it can have a significant... (Continue reading)

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Low APR Credit Card Facts You Should Know

Low APR Credit Card Facts You Should Know

Searching for a low APR credit card may also include inquiries on the possibility of any charges that are not included in the APR like optional payment protection insurance or an annual charge. If there are any, make sure that... (Continue reading)

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